AML Training for Real Estate Agents & Accountants
What to check. When to ask.
How to document your decision.
Verifid’s training programmes use cases from your sector. We connect your firm’s obligations with practical actions and provide a personalised certificate of attendance when you complete the training.
- Shared core programme with examples from your sector
- 1 or 2 days depending on the modules
- Personalised certificate signed by the trainer
A record
of your training.
When you complete the training, you receive a personalised Certificate of Attendance for AML Training on Verifid letterhead, signed by the trainer.
The certificate records the modules you attended, the dates and the actual duration of the training. Keep it in your firm’s records and present it during an AML inspection as evidence of your participation.
Issued by SMART BIT SINGLE MEMBER S.A., the company behind Verifid.
The certificate confirms attendance on this programme. It is not a professional AML certification.
A shared foundation.
Applied to your sector.
The core programme is shared by real estate agents, accountants and other obliged entities. Examples and exercises are adapted to your profession. The main differences between sectors are shown under the elective modules.
Core modules
- 01
Legal framework and professional obligations
- 02
Customer and beneficial owner due diligence
- 03
Risk assessment, Risk Matrix and enhanced due diligence
- 04
Sanctions, politically exposed persons and adverse media
- 05
Suspicious transactions, reporting to the Hellenic FIU and confidentiality
- 06
Internal procedures, record keeping and data protection
Elective modules
- 07
Transactions and client monitoring
- REAL ESTATE AGENTSProperty purchases, sales and lettings, and source of funds
- ACCOUNTANTSOngoing monitoring and financial inconsistencies
- 08
Complex cases and internal controls
- REAL ESTATE AGENTSComplex ownership, third-party funding and investment migration
- ACCOUNTANTSInternal policies and inspection preparation
- 09
Preparing for the AMLR and the 2027 framework
The six core modules give your team a shared foundation. We build on it with specialist topics that reflect your firm’s activities and needs.
One day for the essentials.
Two for a deeper understanding.
6 core modules
Modules 1–6 in a complete one-day programme, with examples and exercises from your sector.
Give your team a shared foundation and a practical understanding of their everyday obligations.
6 core + 3 elective modules
The full programme covers all nine modules: the core programme and all three specialist modules.
Explore sector-specific cases and complex issues in greater depth, and prepare for the 2027 framework.
Choose the one-day programme for the essentials or the full two-day programme for greater depth. We agree the schedule and adapt the examples together, so the training suits your team.
Training is part
of your obligations.
Article 37 requires obliged entities to help their employees understand the relevant legislation and data protection obligations. This includes specialised training to recognise activity that may involve money laundering or terrorist financing and respond appropriately.
Article 37, Law 4557/2018 (2018 English text) · AADE guidance on training and education (Greek)
Training that reflects your firm
The content reflects the risks, nature and size of your business. We choose practical examples and additional modules based on participants’ responsibilities and your team’s needs.
Keep the certificate, programme and attendance records together in your training file. This gives you an organised record of the training your team has received.
From a training scenario
to a reasoned decision.
Participants work with fictional data, examine gaps and explain their choices. Practical exercises follow the modules selected.
Review the client file
Identify the client, who represents them and what information is still needed. Distinguish missing documentation from an indicator of suspicion.
Explain the risk assessment
Complete a Risk Matrix, assess geographical connections using FATF and EU lists separately, and link the assessment to additional measures.
Prepare the report
Organise the facts, reasons for suspicion and supporting evidence into a training report, with an emphasis on confidentiality.
Free Verifid practice
Practical guidance on the platform is provided free of charge in an online session. Work through training cases with guidance and feedback, so you can use its features in your daily work.
Reporting exercises relate to the Hellenic Anti-Money Laundering Authority, specifically Unit A, the Hellenic Financial Intelligence Unit (FIU). Training reports are not submitted to the Authority.
Explore the Verifid services used in the practical exercisesLooking ahead to 2027.
10 July 2027
A dedicated AMLR module
Regulation (EU) 2024/1624 applies to real estate agents and accountants from 10 July 2027. Module 9 examines the changes needed to questionnaires, checks and internal procedures.
Included in the full two-day programme, this module helps you plan your firm’s next steps in advance. Future requirements are presented separately from current obligations.
Useful information
Who is the programme for?
Real estate agents, accountants and other obliged entities. The module titles and core programme are shared. Teaching, professional obligations and exercises are adapted to your sector. The main differences in specialist topics are shown in modules 7 and 8.
Which modules are included in every programme?
Modules 1–6 form the core programme and are covered in the one-day course. The full two-day programme also includes all three elective modules, 7–9.
Can I present the certificate during an AML inspection?
Yes. The personalised certificate documents your attendance on this training programme. Keep it with the programme and attendance records in your firm’s compliance file, so your training documentation is organised and available for an AML inspection.
Do we need real client data?
Exercises use fictional data and training files, allowing us to examine complex cases without exposing real clients’ information.
Is practical guidance on Verifid included?
Practical guidance on the Verifid platform is provided free of charge in an online session, with training cases and feedback. We agree a date and time that suits you.
A QUOTE FOR YOUR FIRM
Pricing on request.
The price depends on the programme you choose and the number of people attending.
Send us your sector, the programme you are interested in and the number of participants. You can also call us to discuss the training that best suits your team.